While ghosts and goblins are making an appearance this time of year, the team at First Volunteer Bank wants you to not be afraid of the scary stories you hear when it comes to buying a home. There are plenty of things that you can do to make this process a smooth one. How to Take on the Home-buying Process Remember what Theodore Roosevelt said, “Nothing worth having comes easy.” You can take steps to be as prepared as possible, though, to make the home-buying process easier. Read on →

At First Volunteer Bank, our team is ready to start setting up for Halloween! In the process, we want to share our money-saving tips when it comes to celebrating Halloween on a budget. A Spook-tacular Way to Save According to the National Retail Federation, 171 million Americans scared up an average of $82.93 per person in Halloween holiday spending in 2016. Chances are that the number won’t change this year and, if anything, will be larger. Read on →

The last thing the team at First Volunteer Bank wants you to go through is looking at your account when something happens and realizing you don’t have the funds to cover an emergency or even just your monthly bills. To ensure your bank account doesn’t run on empty, take a look at our suggestions for the best ways to help manage your money. Keeping the Cash Flow Afloat Did you know that approximately 57 million people living in the United States don’t have an emergency savings account established? Read on →

Did you know that about 80 percent of all weddings happen in the six months between May and October? Therefore, chances are you or someone you know either got married recently or is about to get married. So the team at First Volunteer Bank thought now would be the perfect time to bring up the idea of joint checking and talk about how to decide if joint checking is right for your relationship. Read on →

The team at First Volunteer Bank understands how hard letting go can be, especially when your student is headed to college for the first time. With this new freedom also comes responsibility, as now your student will need to know how to budget his or her finances without you around. The following are tips to help share with your college student about the basics of budgeting. Help Your College Student Get an A+ in Budgeting Read on →

The team at First Volunteer Bank wants you to know that you are not alone when it comes to feeling overwhelmed about a new school year. How did we arrive at August so quickly? It seems like it was just last week we were beginning to talk about summer vacations! But in any case, the time has come. School is almost back in session, and it’s time to get your budget ready to tackle the supply list! Read on →

The team at First Volunteer Bank has been there, too—with the best of intentions to save money for Christmas all year long. Come the first of the year, you have all these plans to start putting back money from every paycheck to have a better spending budget for the holidays. Then, the holidays come, and you have no money in your Christmas account. So, what happens then? You push your budget too far during the holiday season. Read on →

The team at First Volunteer Bank understands how exciting it is to finally receive your first “real” paycheck. However, before you take your check, cash it and head off on a shopping spree, it’s important that you learn how to use your newfound income. Start Your Paycheck Off Right First things first, set aside money to pay any necessary bills. Next, take steps to pay off any debt you’re carrying with you into this new job. Read on →

The team at First Volunteer Bank wants you to remember your first job growing up. Don’t just go back to the first job you had outside the home, but think about the ways you were able to earn extra money even when you were too young for a “real” job. Remember how much fun you had earning your own money over the summer? Now, it’s time to help your own kids earn money this summer, which will help teach them valuable lessons. Read on →

The team at First Volunteer Bank wants you to remember how many hours you work each week in order to bring home your paycheck. You worked really hard for every dollar and cent—right? Right! So why are you wasting any of your hard-earned money? Start Making Better Financial Decisions Are you wasting money without even realizing it? Small costs add up quickly. For one, how many times do you go to an ATM where you’re charged a fee? Read on →