Christmas in July—Get Your Personal Finances Ready for the Holidays! | First Volunteer Bank

It seems it happens every year. You have a goal to be better prepared for the holiday season only to fall into the same trap.

Well, not this year! This year, the team at First Volunteer Bank wants to help you have as stress-free a holiday as ever by preparing early.

Get Into the Christmas Spirit

Have you ever heard the term Christmas in July? July marks the halfway point in the year, and it’s the perfect time to get started preparing for the holidays.

Start Setting Money Aside

Do you follow the same pattern year after year—struggling to pay your bills in January after buying gifts and such in December? Well, we aren’t going to let this happen this year, are we?

Nope! This year we are going to be better prepared.

Start putting aside some money each paycheck to put in a Holiday Savings Account so that come the holiday season, you have the money needed to cover decorations, gifts and other holiday spending wants.

Start Your Shopping Now

Do you already know what you plan to get some people on your Christmas list? If it is something you can go ahead and buy now, then why not?

First, it will help you to better budget your holiday gift spending. But even more than that, it will help to take some things off your plate.

As a result, you’ll be able to enjoy the holiday season rather than be rushing to find last-minute gifts for people.

And the best thing? Depending on what you’re purchasing, you may be able to take advantage of Tennessee’s sales tax free days later this summer!

Are you ready to start saving for Christmas? Contact the team at First Volunteer Bank to learn about our Holiday Savings account and how it can help you put back funds for the holidays.