Life happens, and our team at First Volunteer Bank wants you to be as prepared as possible when the unexpected occurs. And while you can’t stave off every emergency, you can take some of the financial sting out of the unknown by salting away a little extra money. Establish a Strong Rainy Day Fund It never fails. When it rains, it financially pours—and not in a good way. Unexpected emergencies are what make a rainy day fund so important. Read on →

The winter season is slowly coming to an end with the first day of spring on March 20. As a result, our team at First Volunteer Bank wants you to know that now might be the perfect time to start spring cleaning—and we are not talking about your closet! Take a Fresh New Look at Your Finances Who is ready for the sun to be shining more and the birds to be chirping with the beginning of a new season? Read on →

If you think you’re the only one facing financial stress, think again! You are not alone. In fact, millions of Americans are also suffering from financial stress. That’s why our team at First Volunteer Bank wants to offer some suggestions that will help you find relief. Find Relief From Financial Stress One of the main reasons why people experience financial stress is because they are spending more than they are making on a monthly basis. Read on →

Tax Day approaches. While the due date for our income tax returns is usually April 15, this year the date falls on April 17. While that date might seem far off in the future, our team at First Volunteer Bank wants to help you go ahead and prepare for tax day now! Boost Your Tax Refund According to the IRS, the average tax refund is $3,120. Do you typically get more or less? Read on →

Fostering relationships is important in life. Between personal and business relationships, there is room for growth in any relationship that you have. However, our team at First Volunteer Bank wants you to consider one relationship that might not be on your radar—creating a strong relationship with your bank! Allow Your Bank to Help You Grow Let’s take a look at some ways building a relationship with your bank can be beneficial to you on a personal and business level. Read on →

You probably feel a little drained coming off of another holiday season—both mentally and financially. But the start of a new year is the best time to make plans to save more and improve your financial health! Our team at First Volunteer Bank has some suggestions to help you do just that. Resolutions to Help You Save Money in 2018 While you might have started working on your health resolutions, what about your financial resolutions? Read on →

While it’s a good feeling to receive presents during the holiday season, it can often feel even better to be the one doing the giving. If giving to charities is part of your holiday traditions, our team at First Volunteer Bank wants to offer some tips on how to do it the right way! ‘Tis the Season to Give! Of course it feels good to be able to give during this time of year, whether it’s donating your time serving at the community kitchen or sponsoring an angel from the Angel Tree. Read on →

Have you started a Christmas list of everyone you want to buy for this holiday season? Are you already on the second page? It’s no wonder that in 2016 most shoppers in the United States spent around $929 on gifts. While the holidays are the season of giving, the team at First Volunteer Bank wants to offer some creative gift ideas that can help you check off everyone on your gift list, while also staying well within budget. Read on →

It’s the most wonderful time of the year! And while the team at First Volunteer Bank will be right there with you dreaming of a White Christmas, we also want you to realize it’s a great time of year to dream of a higher credit score (and make it happen!). What Is a Credit Score? Credit scores range from 300 to 850. While a great credit score is in the 800–850 range, many people can still receive excellent lending rates when landing in the very good (740–799) or good (670–739) credit score ranges. Read on →

Remember, it is “’Tis the season *to be jolly,*” not “’Tis the season to go into debt.” And our team at First Volunteer Bank wants to offer some insight into how to celebrate the holidays while staying within your budget. It’s About Giving Within Your Means The American Research Group estimates that American shoppers will spend an average of $929 this season. That amount is fine if you have $929 to spare. Read on →